What if My Insurance Company Is Delaying Payment?
If you’ve been injured by someone else’s negligence or have a claim against your uninsured motorist policy but the involved insurance company is delaying payment, it puts you in a very difficult position. You’re likely facing lost income as well as mounting medical bills, which can translate to a precarious financial situation, but help is available. Reach out for the skilled legal guidance of an experienced Lancaster personal injury attorney today.
Understanding the Insurance Company’s Delay Tactics
When filing an insurance claim, it’s important to keep in mind that the insurance company is a money-making endeavor that is motivated to keep its profits high. In the process, they may turn to tactics that are designed to benefit them financially, including delaying payments. This is just one of many obstacles that make personal injury claims challenging, but the good news is that a savvy personal injury lawyer can help.
Stalling Practices
Insurance companies have many tricks up their sleeves when it comes to slowing down the payment process, including all the following:
- Changing insurance adjusters repeatedly
- Dragging out the investigative phase of the claim unnecessarily
- Making it difficult to make contact
- Seeking extensions
- Claiming not to have received the necessary paperwork
- Continuing to request information regarding the claim
This list could go on, but there are important laws in place that are designed to thwart unnecessary delaying tactics.
Your Personal Injury Attorney Is Well Prepared to Take Action
If your claim has been resolved but payment is not forthcoming, your focused personal injury lawyer is well-positioned to help keep things moving along. And if the insurance company needs even more prodding, your legal rep may advise you to file a bad faith lawsuit against them. Bad faith in this context refers to actions that are designed to intentionally cheat claimants.
Bad faith cases can lead to punitive damages, which are designed to punish the insurance company’s wrongdoing rather than to compensate the claimant for their covered losses. A successful bad faith claim can significantly increase the amount to which you’re entitled.
The Legal Timeline
Pennsylvania has laws in place that dictate the timeline by which insurance companies are required to cover resolved claims. Your accomplished personal injury attorney will spare no effort in ensuring that you receive a timely settlement, and if the insurance company pushes the matter, they will take the actions necessary to uphold your rights.
Consult with an Experienced Lancaster Personal Injury Lawyer Today
The capable Lancaster personal injury attorneys at HGSK Injury Lawyers appreciate how important receiving timely compensation in the aftermath of an accident that was caused by someone else’s negligence is, and we will leave no stone unturned in our focused efforts to minimize your wait. Your claim is important to your recovery and your future, so please don’t wait to reach out for more information about what we can do to help by contacting us online or calling us at (267) 551-8782 and scheduling a free consultation today.