Our team of bad faith insurance attorneys has decades of experience fighting insurance companies that employ illegal tactics to avoid paying an insurance claim. If you’ve been denied an insurance claim, contact us today for a free case evaluation by calling us at 267-350-6600.
People purchase an insurance policy to protect both the policyholders and their families against unexpected catastrophic events. When they submit a claim to their insurance company for a car accident, house fire, or business interruption, the last thing they expect is to get the runaround from their insurance company, or worse, a denial of their insurance claim.
Unfortunately, in many cases, the insurance company doesn’t deal with the claim in good faith, delaying or denying the insurance claim outright. Many times, the insurance company may only agree to pay a portion of the individual’s insurance claim.
Your insurance company may attempt to justify delaying or denying your insurance claim illegally—these types of actions are referred to as “bad faith.” If you have a bad faith insurance claim, HGSK may be able to help.
If you are located in Pennsylvania and are seeking legal assistance to fight your insurance claim denial, you have come to the right place. At Haggerty, Goldberg, Schleifer & Kupersmith, P.C., we will go above and beyond to get you the compensation you may deserve.
HGSK bad faith insurance lawyers will help you receive the compensation you deserve. Contact us at 267-350-6600 or complete the contact form for a free consultation.
Our Pennsylvania bad faith insurance attorneys at Haggerty, Goldberg, Schleifer & Kupersmith, P.C. are committed to fighting for the disability insurance benefit you deserve. If your insurance company is trying to deny you disability benefits, our team of disability insurance lawyers can help you by fighting the insurance company’s denial.
Since bad faith insurance laws differ across the United States, it’s also important to find a bad faith insurance attorney experienced in the type of insurance related to your claim. Our bad faith insurance attorneys have decades of experience handling lawsuits of bad faith insurance claims. If you believe you may have a bad faith lawsuit on your hands, contact our law office today for legal advice and a free consultation.
If you have been unfairly denied an insurance claim due to bad faith, it may be worthwhile to seek legal assistance. Sometimes insurance companies will refuse to pay out benefits, despite the fact that the purpose of insurance is to protect people. This unfortunate reality is far too common and requires the legal knowledge of a bad faith insurance attorney.
Our lawyers represent those with valid claims which have been unfairly denied coverage due to bad faith. If a bad faith case has impacted you, you may be entitled to compensatory damages and possibly punitive damages.
Bad faith insurance refers to an insurance company’s attempt to not carry out its obligations to protect policyholders by refusing to pay or investigate the policyholder’s claim. When this happens, the policyholder can refute the claim denial with the help of a bad faith insurance attorney.
Policyholders have the right to file a lawsuit against the insurance company if it is practicing bad faith. One must seek legal assistance in order to do this effectively.
If you request a claim from the insurance company and are denied, yet your request was within your policy’s guidelines, you are likely a victim of bad faith. With that being said, to further ensure that you are a victim of bad faith, talk to a bad faith insurance attorney and get his or her professional opinion.
You will have to keep documentation of your claim in order to prove the validity of your case. Keep all documents such as:
The time frame is different for every bad faith insurance claim. Some insurance companies will pay out the beneficiary after the final demand is made via a letter. Other times, insurance companies will have to go to court with the policyholder suing them, which could be prolonged for months.
There are a few steps that one must follow to file a bad faith insurance claim, including:
Reviewing your insurance contract. Find the violation in the contract and make sure that it’s dated.
Keep Logs on Your Claim.You will be required to prove the validity of your original claim and that does in fact meet the terms of the policy. Be sure to gather all of your documents, photos, reports, receipts, and correspondence with the insurance company.
Document the Denial of Your Claim. If your claim has been denied, request that a supervisor at the insurance company reviews the claim as well as the denial.
Make One Last Demand. The last thing you should do before you file a lawsuit is send a written letter to the insurance company demanding detailing of your claim. The insurance company has 15-60 days to pay the claim that you demand. If the insurance company does not pay you, you can now file the actual lawsuit.
File a Complaint with Your State’s Department of Insurance. Services provided by the state will often attempt to resolve a dispute via mediation.
Initiate a Bad Faith Lawsuit. You will need to hire a bad faith lawyer to help you carry out your lawsuit. You and your lawyer should seek compensation under the policy as well as damages for the insurance company’s bad faith.
At HGSK, we don’t get paid until you do. The Pennsylvania bad faith insurance lawyers at Haggerty, Goldberg, Schleifer & Kupersmith, P.C. will fight to ensure you get the compensation you may be entitled to. Call our office today at 267-350-6600 to schedule a free consultation.
Our legal team’s mission is to secure the fair and just compensation injured workers need to get back on their feet as soon as possible. Attorney John Beichert leads our team of six experienced and dedicated attorneys who are devoted to fighting for your rights. Attorney Michael Hagstotz is certified as a workers’ compensation specialist by the Pennsylvania Bar Association.
Our expert knowledge regarding workers’ comp issues has led to numerous successful results. Our team will fight the insurance companies to obtain the compensation you need to cover the costs of your medical care, physical therapy, and lost wages. With more than 100 years of combined experience in the specialty areas of workers’ comp, medical malpractice, and more to our name, we are the kind of law firm you need on your side.