Should I Talk to the Insurance Company or Give a Recorded Statement?

If you’ve been injured in an accident that was caused by someone else’s negligence, you will likely file your claim with the at-fault party’s insurance provider. In response, they are very likely to request that you talk to them about the accident or provide them with a recorded statement. It’s generally in your best interest and in the best interest of your claim, however, to avoid doing so. A better approach is to allow your experienced Lancaster personal injury attorney at HGSK Injury Lawyers to speak on your behalf.

In Order to Bring a Strong Claim

To bring a strong personal injury claim, you are required to prove each of the following:

• The other party owed you a duty of care. The responsibility drivers have to the safety of others on the road is a good example.
• The other party breached this duty of care, which generally means they engaged in some form of negligence.
• You suffered losses that are addressed by the law as a direct result of the accident that was caused by the other party’s negligence.

You are responsible for demonstrating that each of these elements applies to your claim. You can expect the insurance company to take whatever steps it can to limit your compensation or deny your claim outright. Unfortunately, your statement might be all the insurance company needs to accomplish this.

The Insurance Company’s Position

The involved insurance company is a for-profit business that is motivated to keep its profits healthy. This involves limiting settlements by whatever means are available to them. And you can count on the insurance rep handling your claim to be well-versed at coaxing vulnerable accident victims like you into making claim-damaging statements.

Even an innocent and generic comment like “I’m sorry” can come back to haunt you as an admission of guilt. A far better idea is referring the insurance company to your trusted personal injury lawyer, who is well versed at ably handling the legalities of claims like yours.

The Compensation You Deserve

To regain your health and well-being to the degree possible, you will need to fully recover compensation for your legal damages. Allowing your dedicated personal injury attorney to fiercely advocate on your behalf is the best course of action.

Even if you are determined to bear partial responsibility for the accident, which translates to 50 percent or less, you can seek compensation for the percentage of fault assigned to the other party in each of the following primary categories:

• Medical bills
• Lost wages
• Physical and emotional pain and suffering

Seek the Legal Guidance of an Experienced Lancaster Personal Injury Lawyer Today 

The resourceful Lancaster personal injury attorneys at HGSK Injury Lawyers take immense pride in our proven track record for guiding challenging claims toward advantageous outcomes, and we’ll do the same for you. For more information, please don’t hesitate to contact us online or call us at 267-551-8782 and schedule a free consultation today.